Deen Instant Cash is a platform where you can compare financial products from different providers side by side. We are not a lender, bank, or credit card issuer. Instead, we partner with top financial service providers to offer you a variety of competitive options, helping you choose the right financial product for your needs. Comparing rates on Deen Instant Cash is free and does not affect your credit score.
Comparing rates will not affect your credit score. We use a soft credit inquiry to show personalized prequalified rates for loan products on our site. This type of inquiry does not impact your score.
If you choose a loan product and move forward with a lender from your Dashboard, a hard credit inquiry will be conducted, which could affect your score. The same happens when you apply for a credit card, as the issuer will perform a hard credit inquiry.
If you choose a loan product and move forward with a lender from your Dashboard, a hard credit inquiry will be conducted, which could affect your score. The same happens when you apply for a credit card, as the issuer will perform a hard credit inquiry.
Your data is encrypted and protected with transport layer security (TLS), the same protocol used by leading banks and financial institutions. We never share your personal information without your consent.
Since Deen Instant Cash provides prequalified rates, the best way to know which terms you're eligible for is by completing our simple prequalification form. You'll instantly see if you prequalify with any of our partner lenders. There's no obligation or risk, and you can easily compare prequalified rates in one secure and convenient location.
During our prequalification process, we perform a soft credit inquiry, which does not affect your credit score.
If you choose to proceed with a specific lender on your Dashboard, you give permission for that lender to perform a hard credit inquiry to assess your creditworthiness and eligibility for the loan. Typically, a hard inquiry may lower your credit score by up to 5 points.
FICO, the leading credit score provider, treats multiple credit inquiries for the same type of financial product within a typical shopping window (usually less than 30 days) as a single inquiry. This is called “rate shopping.” For instance, if you apply for loans with several lenders within a 30-day period, the credit bureaus generally count it as one inquiry.
FICO explains this concept in detail in their note, "How do FICO scores consider student loan shopping," under Credit Basics – Credit Checks & Inquiries.
If you choose to proceed with a specific lender on your Dashboard, you give permission for that lender to perform a hard credit inquiry to assess your creditworthiness and eligibility for the loan. Typically, a hard inquiry may lower your credit score by up to 5 points.
FICO, the leading credit score provider, treats multiple credit inquiries for the same type of financial product within a typical shopping window (usually less than 30 days) as a single inquiry. This is called “rate shopping.” For instance, if you apply for loans with several lenders within a 30-day period, the credit bureaus generally count it as one inquiry.
FICO explains this concept in detail in their note, "How do FICO scores consider student loan shopping," under Credit Basics – Credit Checks & Inquiries.