If you're interested in learning more about personal loans from a legal perspective, please review the information we've compiled below. Keep in mind that this is for guidance only, and legal details may change over time. For the most current legal information, we recommend visiting government websites and other reliable sources.
We advise our users to review this section before submitting a request.
Who qualifies for a personal loan?
Under U.S. law, only residents of the country are eligible for personal loans. Applicants must be at least 18 years old and have a stable source of income. This means you can use our platform to obtain the funds you need if you are an adult, a legal U.S. resident, and have a reliable financial means to support yourself.
How do you manage users' data?
We've established this Privacy Policy to cover this topic.
What is a loan contract?
A loan contract is an agreement between you and the lender, outlining the terms of the loan. This document formalizes the arrangement and is legally binding. If either party fails to comply with the terms, legal consequences may follow.
What elements make a loan contract complete?
Once you e-sign a loan agreement, you are legally bound by its terms and cannot withdraw. Your e-signature confirms your acceptance of all the terms, which is why we advise you to carefully review everything before signing.
Are there any terms regarding the use of your website?
Please take a look at our Terms to find out about them.
What information can you provide about rates and fees?
First, our website is completely free to use. Second, many of our partners offer micro loans with a 0% interest rate for new clients. Lastly, the specific details about rates and fees will be outlined in your loan agreement, as we do not have access to that information directly. You can find the detailed terms and conditions on the website of the selected lender.